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Bankruptcy Attorneys in Columbia

Let Us Help You Manage Your Debts

Few people know what bankruptcy entails. When people declare bankruptcy, it is usually because they are overwhelmed by a mountain of unpaid debts. By declaring themselves unable to pay off their debts, they enter a legal state that prevents debtors from harassing them until they go through the legal bankruptcy process.

Bankruptcy is a last resort for debt relief, which is why our attorneys at Rutter and Sleeth Law Offices make sure you have no other option before declaring. We also provide information and legal advice on what type of bankruptcy might be best for your situation. The process can be complicated, but with our help, you can navigate the process as a well-informed participant.

Types of Bankruptcy

Our firm handles two types of bankruptcy filings: Chapter 7 and Chapter 13. The main difference between these two options is liquidation versus reorganization.

Chapter 7 Bankruptcy

Filing for Chapter 7 bankruptcy means an almost total wipeout of your general unsecured debts. Whether you’ve taken out too many credit cards or purchased a car you can no longer make payments on, Chapter 7 bankruptcy calls an “automatic stay” on the pursuit of your debts.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy, on the other hand, reorganizes your debts so you can afford to pay back as much as possible. While Chapter 7 liquidates your nonexempt assets, Chapter 13 bankruptcy can allow people to keep all their property.

You Are Not Alone

According to the American Bankruptcy Institute, in 2017, more than 17,000 people in the state of Missouri declared bankruptcy. If you feel overwhelmed by this process, Rutter and Sleeth Law Offices can help. Our skilled attorneys are ready to answer your questions and address your concerns. We can talk you through the filing process and make sure you understand your eligibility.

Contact us at (573) 279-1349 or fill out our online form today.

Client Testimonials

Hear What Former Clients Have to Say
  • “Nothing these guys can't handle.”

    Brian A.
  • “Always a joy to have an attorney who responds to your phone calls/emails so quickly.”

    Brian
  • “I have every confidence in Brians abilities and excellent service.”

    Benjamin
  • “Trustworthy, patient and very reliable.”

    Kofi
  • “I would recommend Brian and his law firm Rutter and Sleeth to my closest friend or relative.”

    Brian
  • “His knowledge and experience are what my husband and I found most impressive.”

    Stephanie
  • “He has brought comfort as well as very sound legal advice for me and my family. ”

    Aaron

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